Publications

The purpose of this article is to apply the GenIQ-enhanced Regression Model to show "How to Make the Best Credit Score Even Better: FairCreditScore GenIQ-enhanced." To make the best credit score (FairCreditScore) even better the GenIQ Model only uses the FairCreditScore variable. FairCreditScore (FCScore) is a number, based on statistical regression analysis of persons' credit reports, used to represent the creditworthiness of a person, i.e., the likelihood of a person will pay his/her debts. Specifically, FCScore is the primary score used throughout the money lending industry, chiefly based on credit report information from the three major credit bureaus. First, I provide a detailed Illustration of the GenIQ-enhanced Regression Model using a simple two-variable logistic regression model.

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